What factors go into an auto insurance premium

The main factors in an auto insurance premium One of the most misunderstood facets of insurance are how an auto policy is rated.  There are many insurance mysteries but not everyone needs to take out a Workmans Comp policy or get a personal disability policy – everyone who drives is required to carry auto insurance.  I get questions all the …

wisconsin insurance law changes

Wisconsin Insurance Law Changes There have been a couple law changes in Wisconsin this past decade which dramatically impacted insurance coverages and rates. We include a very brief summary of the two most pivotal law changes impacting Wisconsin Auto Insurance Consumers. 2009 Act 28 Wisconsin Drivers must have active Auto insurance coverage when operating a vehicle. Wisconsin Drivers must carry …

hometown insurance expert

We Love our hometown of Shawano Wisconsin From our main street festivals like Holiday Stroll and Octoberfest to our Shawano County Fair we feel very lucky to have a business in Shawano. As your Hometown insurance leader we are always searching for better products to bring you.  With the vast amount of insurance products on TV and, well, everywhere – …

never fear the protectionist is here

The Protectionist Can he alone save the day Life and Limb A windstorm struck the area and branches are everywhere! Cleanup is always a problem but the damage caused can be more troublesome. Can the Protectionist use his powers to move massive branches like some kind of large beaver all hopped up on Mt Dew? All you need to do …

Winter driving is coming soon

Winter Driving is Coming Soon It always seems like the first snow of the season brings the most number of cars-in-ditch.  We live in a part of the country where seasons change drastically.  We’re masters of the roadway until the flurries start.  Its like we forget that snow is as slippery as it is beautiful.  After that first snow we …

The impact of deer on insurance in shawano wisconsin

The impact of deer on insurance rates is great.  If you drive in Wisconsin for any amount of time you will often spot deer just off the road and it will be immediately apparent why deer have such a large impact on insurance.  If you drive through beautiful Northern Wisconsin you will feel like your on Bambi Safari.  With the …

The hidden benefits of Renters Insurance

For some, insurance is required.  Whether your state requires you to carry auto insurance, like Wisconsin, or your landlord requires you to have renters insurance in your lease it may seem like just a hassle.  You may even think that your landlord carries fire insurance for you but if the unthinkable happens you may be let down. Common Coverages in …

Preparing Your Home for Cold Weather

Winter is Coming. We often prepare for cold weather by making sure we have a good winter coat and boots or maybe we get our furnace looked at to ensure it runs properly when it is needed. One thing we dont often worry about is our home itself.  Regardless of the age of your home make sure you prepare it to …

Storm Damage often Brings Storm Chasers

As I drove home that night I did not know what to expect.  Much of downtown Shawano looked like a tornado had hit it.  Trees were down and street lights were out.  What would I find as I drove down Lincoln street toward my home. Summer storms come and go.  As we learned last August it didn’t take a tornado …

Wisconsin car owners enjoy lowest costs in the nation

Wisconsin Car Owners Enjoy 5th Lowest Ownership Costs In Nation According to a BankRate.com survey Wisconsin is among the lowest in the nation of car ownership costs.  Be excited Wisconsin car owners!  In fact, we are a full 9% below the national average.  The survey cited many items that contribute to this including “cost of gas”, “cost to repair” and …